1st Rate Mortgages & Loans was established in 2002 with friendly,dedicated and experienced staff and the objective to ensure that customers with unusual or problem circumstances recieved the highest quality help and advice.

We will listen carefully and explain exactly what is involved during the entire process, from initial contact to completion. And if you need advice after your mortgage is complete feel free to call us.    

The mortgage market has never been so competitive. There is a bewildering range of mortgage products available now in Northern Ireland and if your own circumstances are also complicated then we are happy to explain the options and to help you understand the best solution for your circumstances.

We deal with Divorce buy outs, Buy to Let Mortgages, Shared Ownership, First Time Buyers, Let to Buys, Commercial Mortgages and Poor Credit Mortgages.

Your circumstances matter to us.

The Financial Services Authority does not regulate some forms of buy to lets, commercial loans and secured loans 

Your home or property may be repossessed if you do not keep up repayments on your mortgage 

 Adverse Credit/Credit Problems - The overall cost for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.